Summer Parties and Social Host Liability
Whether it’s a graduation party, a backyard wedding, or a casual barbeque, the summer months are a popular time for celebrating.
Read Full ArticleUMIALIK BLOG
Boat Towing Safety Tips
Warm weather months mean plenty of fun-filled days out on the water.
Read Full Article
5 Tips for Sharing the Road with Bicyclists
It’s important for bicyclists to ride responsibly, but it’s also vital that motorists drive attentively to keep the roads safe.
Read Full Article
10 Tips for Grilling Safety
Grilling all different types of foods has become increasingly popular and more often than not, can be done year-round!
Read Full ArticleUNDERSTANDING INSURANCE
- A Golf Ball Hits My Car, Who Pays?
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- Are Your Home Limits Accurate?
- Ask Claims: Property in Storage
- Buying a New Home? Consider These Insurance Factors
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Do Drivers of Red Cars Really Pay More For Auto Insurance?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Having a Swimming Pool Make it More Difficult to Insure My Home?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Does My Small Business Need Cyber Liability Coverage?
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Do I Find a Reliable Contractor After a Loss?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I Rent Out My House Through a Service Like AirBnB, How Does it Impact my Insurance Coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Is Insurance Fraud Still a Problem?
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Social Hosting & Liquor Liability
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- What Does It Mean to Bind an Insurance Policy?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is Replacement Cost?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What Is Sewer Backup?
- What Is Surety?
- What is the Best Way to Report My Claim?
- What is Workers' Compensation?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- Why Choose an Independent Insurance Agent?
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
AT HOME
- 4 Steps to Winter Home Protection
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- Are Your Home Limits Accurate?
- As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
- Ask Claims: Property in Storage
- Bonfire Safety
- Buying a New Home? Consider These Insurance Factors
- Can I Buy Renter Insurance if I’m renting a House or Condo?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Renter Insurance?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Garage Safety
- Gas Grill Safety
- Grease Fires - What to Do When They Happen and How to Prevent Them
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Protect My Home During Spring Break?
- How Do I Find a Reliable Contractor After a Loss?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How to Check if There's Hail Damage to Your Roof?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I Rent Out My House Through a Service Like AirBnB, How Does it Impact My Insurance Coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Preparing Your Home for a Hailstorm
- Protecting Your Bike from Theft
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Social Hosting & Liquor Liability
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Tips for Deicing Your Driveway
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What is an Additional Insured?
- What is Replacement Cost?
- What is Radon and Should I Test My Home for it?
- What is Sewer Backup?
- What is the Best Way to Report My Claim?
- What is The Polar Vortex and How Do I Prepare My Home for It?
- What's an Ice Dam?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
ON THE ROAD
- 5 Ways to Keep from Driving Drowsy
- 6 Ways to Protect Yourself Against Auto Theft
- A Golf Ball Hits My Car, Who Pays?
- Auto Insurance Discounts for Students
- Avoiding/Minimizing Deer-Related Crashes
- Boat Towing Safety Tips
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Cellphones and Driving
- Do Drivers of Red Cars Really Pay More for Auto Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Don't Mix Alcohol with Driving
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- 5 Tips for Sharing the Road with Bicyclists
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How Should I Prepare My RV for the Off-Season?
- How to Safely Transport a Christmas Tree
- Kids and Car Safety
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Reduce Your Airbag Risk
- Should I Call 911 to Report a Reckless or Distracted Driver?
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmachine Safety
- Time to Replace Your Windshield Wipers?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is the Best Way to Report My Claim?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
PROTECTING YOUR BUSINESS
- An Employee Has Been Injured at My Business. What Should I Do?
- Does My Business Need an Employee Safety Program?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Small Business Need Cyber Liability Coverage?
- How Can I Protect My Workers From Heat Illness?
- How Does a Commercial Umbrella Policy Work?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Preventing Slips, Trips, and Falls in the Workplace
- What Does It Mean to Bind an Insurance Policy?
- What is an Additional Insured?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What is the Best Way to Report My Claim?
- What is Workers' Compensation?
CYBER SECURITY
SEASONAL TOPICS
- 4 Steps to Winter Home Protection
- 7 Tips for Safe "Trick-or-Treating"
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- Avoiding/Minimizing Deer-Related Crashes
- Boat Towing Safety Tips
- Bonfire Safety
- Common Sources of Winter Claims
- Fair and Festival Safety
- Gas Grill Safety
- Holiday Driving Safety Tips
- Holiday Lights Safety
- How Can I Protect My Home During Spring Break?
- How Can I Protect My Workers From Heat Illness?
- How to Safely Transport a Christmas Tree
- How Should I Prepare My RV for the Off-Season?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Preparing Your Home for a Hailstorm
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmachine Safety
- Staying Safe While Having Fun: Playground Safety Tips
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Tips for Deicing Your Driveway
- Tips for Safe Tailgating at the Game
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What is The Polar Vortex and How Do I Prepare My Home for It?
- What's an "Ice Dam"?
- When Should I Replace My Holiday Lights?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
PERMISSION-FREE USE BLOG RESOURCES
- 6 Ways to Protect Yourself Against Auto Theft
- 10 Tips for Grilling Safety
- A Golf Ball Hits My Car, Who Pays?
- An Employee Has Been Injured at My Business. What Should I Do?
- Are Your Home Limits Accurate?
- Ask Claims: Property in Storage
- Auto Insurance Discounts for Students
- Boat Towing Safety Tips
- Bonfire Safety
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Can I Buy Renter Insurance if I’m renting a House or Condo?
- Common Sources of Winter Claims
- Cyber Security Tips for Shopping Online
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Don't Mix Alcohol with Driving
- Fair and Festival Safety
- Gas Grill Safety
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Can I Protect My Workers From Heat Illness?
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How Should I Prepare My RV for the Off-Season?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- How to Safely Transport a Christmas Tree
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I Rent Out My House Through a Service Like AirBnB, How Does it Impact my Insurance Coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- It's About Time to Take Down Those Holiday Lights
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Preventing Slips, Trips, and Falls in the Workplace
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Should I Call 911 to Report a Reckless or Distracted Driver?
- Staying Safe While Having Fun: Playground Safety Tips
- Summer Parties and Social Host Liability
- Time to Replace Your Windshield Wipers?
- Tips for Deicing Your Driveway
- Tips for Safe Tailgating at the Game
- Tips to Prevent Chimney Fires
- Turkey Fryer Safety Tips
- What Does It Mean to Bind an Insurance Policy?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What Is Surety?
- What is Replacement Cost?
- What is the Best Way to Report My Claim?
- What is the OSHA Crystalline Silica Rule?
- What is Workers' Compensation?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- What's an Ice Dam?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
- Why Choose an Independent Insurance Agent?
FULL BLOG ARCHIVES
- 4 Steps to Winter Home Protection
- 5 Ways to Keep from Driving Drowsy
- 6 Ways to Protect Yourself Against Auto Theft
- 7 Tips for Safe "Trick-or-Treating"
- 9 Things to Remember When Using the Snow Blower
- 10 Tips for Grilling Safety
- A Golf Ball Hits My Car, Who Pays?
- An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
- An Employee Has Been Injured at My Business. What Should I Do?
- Are Your Home Limits Accurate?
- As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
- Ask Claims: Property in Storage
- Auto Insurance Discounts for Students
- Avoiding / Minimizing Moose-Related Crashes
- Boat Towing Safety Tips
- Bonfire Safety
- Buying a New Home? Consider These Insurance Factors
- Buying vs. Leasing a Car – Does It Impact My Insurance?
- Cellphones and Driving
- Common Sources of Winter Claims
- Cyber Security Tips for Shopping Online
- Do Drivers of Red Cars Really Pay More for Auto Insurance?
- Do I Need Homeowner Equipment Breakdown Coverage?
- Do I Need Personal Umbrella Insurance?
- Do I Need Renter Insurance?
- Does a Liability Only Personal Auto Policy Provide Enough Coverage?
- Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
- Does Auto Insurance Cover Vandalism to My Vehicle?
- Does Installing a Home Security System Impact My Insurance?
- Does My Auto Insurance Policy Cover Damage Caused by Potholes?
- Does My Business Need an Employee Safety Program?
- Does My Business Need Business Income and Extra Expense Coverages?
- Does My Business Need Commercial Umbrella Insurance?
- Does My Home Insurance Policy Cover Flood Damage?
- Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
- Does My Insurance Cover My Personal Property if I Bring It on Vacation?
- Does My Renter Insurance Cover My Roommate?
- Does My Small Business Need Cyber Liability Coverage?
- Don't Mix Alcohol with Driving
- Fair and Festival Safety
- 5 Tips for Sharing the Road with Bicyclists
- Garage Safety
- Gas Grill Safety
- Grease Fires - What to Do When They Happen and How to Prevent Them
- Helping Teenage Drivers
- Holiday Driving Safety Tips
- Holiday Lights Safety
- Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
- How Can I Find Out if My Vehicle is Part of a Safety Recall?
- How Can I Protect My Home During Spring Break?
- How Can I Protect My Workers From Heat Illness?
- How Do I Find a Reliable Contractor After a Loss?
- How Does a Commercial Umbrella Policy Work?
- How Does the Type of Vehicle I Drive Affect My Insurance Rate?
- How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
- How to Check if There's Hail Damage to Your Roof?
- How Should I Prepare for a Loss Control Consultation Visit?
- How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
- How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
- How Should I Prepare My RV for the Off-Season?
- How to Check if There's Hail Damage to Your Roof
- How to Prepare for a Power Outage Caused by a Storm
- How to Safely Transport a Christmas Tree
- Identity Theft
- If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
- If I Rent Out my House Through a Service Like AirBnB, How Does it Impact my Insurance Coverage?
- If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
- If My Equipment Is Stolen From a Job Site, Is It Covered?
- If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
- Is Insurance Fraud Still a Problem?
- It's About Time to Take Down Those Holiday Lights
- Kids and Car Safety
- Let Sleeping Dogs Lie: Four Tips for Avoiding Dog Bites
- Motorcycles and Other Vehicles: Tips for Sharing the Road
- My Parked Car Was Dented, What Should I Do?
- Preparing Your Home for a Hailstorm
- Preventing Slips, Trips, and Falls in the Workplace
- Protecting Your Bike from Theft
- Reduce Your Airbag Risk
- Should I Buy Renter Insurance Before I Move or After I’m Moved in?
- Should I Call 911 to Report a Reckless or Distracted Driver?
- Slippery Leaves & More: Quick Tips on Fall Driving
- Snowmachine Safety
- Social Hosting & Liquor Liability
- Staying Safe While Having Fun: Playground Safety Tips
- Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
- Summer Parties and Social Host Liability
- Thinking About Buying a New Bicycle?
- Time to Replace Your Windshield Wipers?
- Tips for Deicing Your Driveway
- Tips for Safe Tailgating at the Game
- Tips to Prevent Chimney Fires
- Top 10 Ways to Protect Your Home from Wildfire
- Turkey Fryer Safety Tips
- What Does It Mean to Bind an Insurance Policy?
- What Does No-Fault Insurance Mean?
- What Does Uninsured Motorist and Underinsured Motorist Mean?
- What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
- What is an Additional Insured?
- What is Cyber Liability Insurance?
- What is Employee Benefits Liability Coverage?
- What is Loss Control?
- What is Replacement Cost?
- What is Radon and Should I Test My Home for it?
- What is Sewer Backup?
- What is the Best Way to Report My Claim?
- What is the OSHA Crystalline Silica Rule?
- What is The Polar Vortex and How Do I Prepare My Home for It?
- What is Workers' Compensation?
- What Should I Do If I’m Driving in a Thunder or Lightning Storm?
- What Should I Do If My Car Breaks Down?
- What Should I Do If My Windshield Gets Chipped?
- What to Do if You're in an Auto Accident
- What's an Ice Dam?
- What's the Difference Between a Homeowner and a Condo Owner Policy?
- When Should I Replace My Holiday Lights?
- Why Choose an Independent Insurance Agent?
- Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
- Winter Driving and Survival Tips
- Winter Weather: How to Stay in Control Behind the Wheel
