Close-up of vehicle with smashed windshield with woman on the phone in the background.

Does Auto Insurance Cover Vandalism to My Vehicle?

If someone vandalizes your vehicle, your auto insurance will most likely cover the damage. The damage to your vehicle would be considered a loss caused by a hazard "other than collision" and would be paid under that part of your auto policy. The "other than collision" coverage often has a lower deductible. The majority of auto policies also have full glass coverage. As a result, broken glass would be repaired without a deductible in most cases.

To learn about theft associated with vandalism, click here.